Reference

Legal clarity for your carte123 account

carte123 Legal sets out how access, account checks and policy requests work before you open the lobby.

Local-law accessPhone verificationPolicy contact
carte123 Legal clarity for your carte123 account
HELP PATHS

Get a clear answer on Legal questions

A policy question should have a clear route, especially when access or a wallet status is involved.

Account access If phone verification stops your account access, use the account help route and describe…
Wallet status For a DANA, OVO, GoPay or QRIS record that does not match your account…
Policy request To ask about Legal wording, data handling or a policy change, use the policy…
DATA PRACTICE

See how we handle your policy rights

Legal is also about what happens to the details you provide after an account step.

Account data

We handle details submitted during account access, including phone verification data, so we can identify the account step being completed.

Cookies

Cookies may keep a session active and preserve necessary settings while you move between the account area and policy pages.

Security steps

Use your own device when entering account details and do not share verification codes.

Retention

We retain account and payment-related records for the period needed to administer the account, answer disputes and meet applicable legal…

Your contact

The account policy route is the place to ask about your data, cookies, access condition or payment record.

Change requests

You can ask us to correct an inaccurate account detail or clarify how a policy applies to you.

Questions about carte123 Legal access

These Legal answers cover the questions we expect you to ask before opening or continuing an account. They focus on access conditions, data handling, payment records and the practical route for asking us to explain or change something. Where a question depends on location, the answer uses the same local-law wording shown in our policy notice.

carte123 Legal covers account access, phone verification, data and cookie handling, payment records, policy requests and location-based conditions. Access depends on local law, so you should read the notice for your location before continuing where local law permits.

Yes. Access depends on local law, and the service may not be available in every location. We use the account and location details you provide to apply the relevant condition, then show the next account step where local law permits.

Phone verification helps connect an account request with the contact detail supplied by the account holder. We may require it before account access, and you should use a number you control so policy questions and access instructions can be handled through the correct account.

DANA, OVO, GoPay and QRIS records may be connected with account administration and payment-status checks. A payment record does not by itself create permission to access the service; access depends on local law and the account conditions shown to you.

You can request a correction through the account policy route. Tell us which detail is inaccurate and why, and we may verify that you are the account holder before changing it. We will explain any restriction that applies under local law.

Use the policy contact route in your account area and name the cookie or record you are asking about. We can explain its operational purpose and retention basis. Browser cookie changes may affect session continuity, while legal duties may require some records to remain.

Start with the policy contact route shown inside your account area. Include the relevant section, account contact detail and location, without sharing verification codes publicly. We will assess the request against the applicable policy and local law, then explain the available next step.